Frequently Asked Questions

Q: How do I decide whether or not to buy my son/daughter student health insurance?

A. We suggest you initially review your family's coverage to determine if your child has adequate coverage while out of the home area. We also encourage you to consider having an additional policy for your child which may offer additional coverage for prescriptions or deductibles and offer a layer of privacy for your son/daughter's medical needs. For further information, you may call Student Health Services at 860-439-2275 or the Bailey Agency at 1-800-321-4449, or locally at 860-405-2112..

Q: If I choose to not purchase the student health insurance, will my child still be able to use the Student Health Service?

A. Absolutely. Costs that may be incurred would be handled in several ways. If a service incurs a cost (medication, lab, MD visit ) a coded itemized bill will be given to the student and the student's account will be charged. It will be up to the student to submit the receipt to his/her private insurance.

Q: If I want to know the charges on a student bill that relate to health services can I request an explanation?

A. We will be happy to provide an explanation of any charges to the student. Due to confidentiality, we cannot talk to parents without written permission from the student.

Q: If I decide later in the semester to buy the insurance, may I?

A. If the family circumstances change, insurance may be purchased later at the discretion of the Agent.

Q: If my child is going to study abroad, will she/he still need insurance?

A. You should check with the study abroad program to make sure there is adequate coverage. Many health insurance plans do not offer world wide coverage. Our Agent would be happy to assist you in this (Dawn Capozzoli, 800-321-4449 X102)

Q: Does the insurance go through the summer?

A. Yes, the insurance provides annual coverage from August 15 - August 15 each year.